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Today's Mortgage Rates


These rates were updated on Thursday May 1, 2008, and are provided for informational purposes only. Ovalcreek.com makes no guarantees to the accuracy of these rates. For up-to-date rate information, please contact your financial institution.



Open Mortgages | Closed Mortgages

Rates on Open Mortgages

Mortgages: Open, variable to 2 years
Financial Institution Term
Variable 6 Months 1 Year 2 Years
ATB Financial 4.750 8.650 9.100 9.300
Alterna Bank 4.450 8.650 9.100 -
Alterna Savings 4.450 8.650 9.100 -
Bank Montreal Mtg. Corp. 4.750 8.650 9.100 -
Bank of Nova Scotia 4.750 8.650 9.050 -
CIBC Mortgages 4.750 8.900 9.200 -
Caisses Desjardins - 8.650 9.100 -
Canadian Tire Bank - 7.700 - -
Canadian Western Bank - 8.650 9.100 -
Canadian Western Trust - 8.650 - -
Cataract Savings & CU 4.500 - - -
Citibank - 8.650 9.100 -
Citizens Bank of Canada - 7.100 7.100 -
Common Wealth Credit Un. - 8.650 9.100 -
Comtech Credit Union - 8.400 9.000 -
Concentra Financial - 8.650 9.100 -
DUCA Financial Services - - 6.400 -
Effort Trust - 8.500 8.750 -
Equitable Trust - 8.900 9.200 -
First Calgary Savings - 8.650 9.100 -
FirstOntario Credit Un. 5.000 8.550 9.000 -
HSBC Bank Canada 4.750 8.650 9.100 -
Investors Group Trust - 8.650 9.100 -
Key Savings + Credit U. 4.750 8.900 9.500 -
Lambton Financial C.U. - - 7.650 7.950
Laurentian Bank Canada - 8.650 9.100 -
League Svgs & Mortgage - 8.650 - -
London Life - 8.650 9.100 -
Manulife Bank 4.750 - 6.550 -
Meridian Credit Union 5.250 8.500 8.900 -
National Bank - 8.650 9.100 -
Ontario Civil Service CU - 7.000 7.000 -
PACE Savings & Credit Un - 8.650 9.100 -
Parama Credit Union 4.750 - - -
Promutuel Capital - - 8.900 -
Royal Bank of Canada 4.750 8.650 9.100 -
Servus Credit Union - 8.700 9.100 9.150
So-Use Credit Union 4.750 8.200 8.550 -
Steinbach Credit Union 4.250 - - -
T-D Mortgage 4.750 - 9.100 -
Virtual One Credit Union - 6.400 - -
Windsor Family C.U. 4.750 - - -
Your Credit Union - 8.000 9.000 -
Your Neighbourhood C.U. - - 8.050 -




Rates on Closed Mortgages

Mortgages: Closed, variable to 5 years
Financial Institution Term
Variable 6 Months 1 Year 2 Years 3 Years 4 Years 5 Years
AGF Trust - 6.950 6.950 7.000 7.000 6.850 6.950
AMA Financial 4.700 - 6.650 6.150 6.100 6.040 5.570
ATB Financial 4.150 6.800 6.950 7.000 7.000 6.850 5.930
Alterna Bank - 6.600 5.750 5.750 5.800 5.750 5.690
Alterna Savings - 6.600 5.750 5.750 5.800 5.750 5.690
Bank Montreal Mtg. Corp. 4.296 6.850 6.950 7.000 7.000 6.840 6.990
Bank of Nova Scotia 4.250 6.800 6.900 7.000 7.000 6.850 6.990
Bridgewater Bank 4.750 - 6.700 6.200 6.150 - 5.620
CIBC Mortgages 4.380 6.850 6.950 7.000 7.000 6.850 6.990
Caisses Desjardins - 7.000 6.750 7.000 7.000 6.900 7.000
Canadian Tire Bank 4.000 - 5.000 5.400 5.150 5.400 5.400
Canadian Western Bank 4.250 6.850 6.950 7.000 7.000 6.850 6.990
Canadian Western Trust 4.250 6.850 6.950 7.000 7.000 6.850 6.990
Cataract Savings & CU - - 6.750 - - - 5.750
Citibank - 6.850 6.950 7.000 7.000 6.850 6.990
Citizens Bank of Canada 4.750 5.950 5.950 5.950 5.750 5.950 5.750
Common Wealth Credit Un. 4.250 - 6.350 5.750 5.750 5.780 5.920
Comtech Credit Union - 6.600 5.090 7.150 7.200 7.200 5.500
Concentra Financial - 6.800 6.950 7.000 7.000 6.850 6.990
DUCA Financial Services 4.500 6.000 5.800 5.700 5.750 5.750 5.700
Effort Trust - 6.800 6.800 6.800 6.800 6.800 6.950
Equitable Trust - - 6.950 7.000 7.000 6.850 6.990
First Calgary Savings - 6.850 6.950 7.000 7.000 6.850 6.990
First National Financial 4.150 6.400 5.000 5.500 5.250 5.690 5.590
FirstLine Mortgages 4.750 7.800 7.200 6.050 5.950 6.000 5.890
FirstOntario Credit Un. 4.200 5.900 5.900 5.900 5.850 5.700 5.700
HSBC Bank Canada 4.250 6.800 6.950 7.000 7.000 6.850 6.990
Home Trust Company - - 6.950 7.000 7.000 6.850 6.990
ICICI Bank Canada 5.250 - 5.700 5.750 5.800 5.850 5.750
ING Direct 4.150 - 5.100 5.500 5.250 5.790 5.590
Investors Group Trust 3.750 6.850 6.950 7.000 7.000 6.850 6.990
Key Savings + Credit U. - 6.800 6.700 6.700 6.650 6.400 6.490
Lambton Financial C.U. 4.450 - 5.750 5.800 5.850 5.900 5.950
Laurentian Bank Canada 4.750 6.850 6.750 7.000 7.000 6.900 7.000
League Svgs & Mortgage - 6.850 6.950 7.000 7.000 6.850 6.990
Libro Financial Group - 6.250 6.500 6.600 6.600 6.600 6.600
London Life 3.750 6.850 6.950 7.000 7.000 6.850 6.990
Manulife Bank - 6.100 5.500 5.600 5.650 5.700 5.700
Meridian Credit Union - 6.600 6.750 6.850 6.850 6.690 5.750
National Bank 4.750 7.000 6.750 7.000 7.000 6.900 7.000
Ontario Civil Service CU - 6.000 5.300 6.250 6.000 5.850 5.990
PACE Savings & Credit Un - 6.800 6.950 7.000 7.000 6.850 6.990
Parama Credit Union - - 5.400 5.800 6.250 6.150 6.500
Peace Hills Trust - 6.850 6.950 7.000 7.000 6.850 6.990
President's Choice Fin'l 4.300 6.870 6.340 5.700 5.600 5.600 5.640
Promutuel Capital - 6.800 6.500 6.500 6.500 6.650 5.690
ResMor Trust 4.750 - 5.600 5.500 5.500 5.790 5.590
Royal Bank of Canada 4.250 6.850 6.950 7.000 7.000 6.850 6.990
Servus Credit Union - 6.850 6.950 7.000 7.000 6.850 6.240
So-Use Credit Union - 6.300 5.250 5.150 5.950 6.100 5.600
Steinbach Credit Union - - 4.900 5.100 5.200 5.300 5.400
T-D Mortgage 4.250 6.200 6.950 7.000 7.000 6.850 6.990
Virtual One Credit Union - - 5.590 5.650 5.450 5.840 5.650
Windsor Family C.U. - 6.000 6.000 6.000 6.000 6.100 6.100
Your Credit Union 4.500 - 6.400 6.500 6.500 6.300 5.700
Your Neighbourhood C.U. - - 5.850 5.900 6.050 6.150 6.250

All rates posted are subject to change, therefore we recommend that you contact the financial institutions directly to get guaranteed rate information.

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